Insurance News

What You Need to Know About Medicare Coverage

March 18, 2023 |

Are you turning 65 soon or wondering if you’re eligible for Medicare? Medicare health insurance is an essential program that provides coverage for hospital and medical expenses for people aged 65 or older, those with certain disabilities, and individuals with End-Stage Renal Disease (ESRD). However, understanding the ins and outs of Medicare coverage can be…

How Can The Pharma Supply Chain Be Improved?

September 26, 2022 |

In every industry, supply chains have become global and more complex than in the past. With more outsourcing, new modalities, and new ways to reach patients, pharmaceutical companies must ensure that their supply chains can withstand shocks.  The COVID-19 pandemic revealed many issues in the supply chain that led to drug shortages of essential and…

5 Challenges Facing the Pharmaceutical Supply Chain

September 26, 2022 |

The pharmaceutical supply chain is comprised of multiple stakeholders, including manufacturers, distributors, pharmacies, hospitals, and patients. These companies face increasing pressure from regulators to improve safety and quality systems, and this elevated scrutiny has created new problems and challenges.  Keep reading to learn more about the top 5 challenges in the pharmaceutical supply chain and…

Spotlight on the Complex Insurance Needs of Biotech Companies

August 29, 2022 |

The biotechnology industry arose in the 1970s to enhance the quality of life on earth by servicing industrial, agricultural, and medical markets. The work being done in this industry results in new processes and products for various industries and may influence many aspects of the average person’s life, particularly their health. Biotech is one of…

What Are Surety Bonds?

July 12, 2022 |

A surety bond is a promise to be liable for the debt, default, or failure of another. It is a three-party contract by which one party (the surety) guarantees the performance or obligations of a second party (the principal) to a third party (the obligee). There are two broad categories of surety bonds: (1) contract…

How the SBA Surety Bond Program Works

July 12, 2022 |

The SBA guarantees surety bonds Surety bonds help small businesses win contracts by providing the customer with a guarantee that the work will be completed. Many public and private contracts require surety bonds, which are offered by surety companies. The SBA guarantees surety bonds for certain surety companies, which allows the companies to offer surety bonds…

What is a Lost Title Bond?

July 12, 2022 |

A Lost Title Bond is used by the DMV when you are trying to register or sell a vehicle, trailer, or any roadworthy vehicle when the title is lost or the ownership information on a vehicle does not match the party claiming ownership. When do you need a Lost Title Bond? How much will a…

Why Should an IT Consultant Have Professional Liability Insurance?

July 5, 2022 |

Professional Liability Insurance can provide protection for IT consulting firms and the myriad of services a consultant might provide. Professional liability also covers some risks that are typically not covered under general or cyber coverages, such as those arising from contract law breaches and intellectual property infringement claims. For example, an IT consultant should have…

Does tech insurance cover a breach of contract?

June 20, 2022 |

In the world of professionalism and business, signed contracts are essential. When servicing clients and customers, contracts establish clear requirements and expectations. However, when those expectations aren’t met and a breach of contract takes place, one or both parties may be susceptible to a lawsuit. Protecting yourself from a breach of contract lawsuit is essential.…

The most expensive non-bug in history. Cost: $100 billion!

June 10, 2022 |

The Y2K bug was a computer flaw, or bug, that may have caused problems when dealing with dates beyond December 31, 1999 The Y2K bug was a computer flaw, or bug, that may have caused problems when dealing with dates beyond December 31, 1999. The flaw, faced by computer programmers and users all over the world on January 1, 2000,…